Housing is a core foundation of any economy, do not over build housing and do not lower interest rates below 6.75, why? Reducing Crime, due to over building homes and low interest rates there has been a decline in lower class individuals buying homes in the (hood), when the lower class moves out of these areas and move inside of new homes with low cost and low interest rate, those older homes become abandoned, when those older homes become abandoned, rent in those areas decrease, making it harder for any of the other homes in that area to sell. An economy that is well balanced in those older homes sit lower class citizens that have bought their home or renting, reducing crime rates. If a home in a older neighborhood sells for 100k a married couple that both works a minimum wage job under the new plan that was created, for the lower-class citizen, will now have the opportunity to buy a home, now in these lower-class citizen neighborhoods, offer a rebate for the first few years to get people moving back in these areas. When the housing cost is low and the interest is low, the home craftsmanship will suffer, you will have homes being built that are not able to within stand the time. If to many homes are built, if one buys a home in these new areas and move, their home will fall into foreclosure due to quantity of new development, this will bankrupt banks across the country, due to many homes being available. If to many homes are built, we will see new homes abandoned, again rising crime rates and the real estate market will crash overnight. To help ease the pain that many citizens of all background are experiencing with real estate's agents due to the cost to sell a home, I invented a system to remove the door-to-door real estate agent to prevent homes form falling into foreclosure due to not being able to afford a real estate agent.